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Build Lending Products Like You Build Slides

Drag, Drop, Automate with AI

Digital Lending Platform that launches credit journeys in just one week with our No-Code AI platform.
Build complete flows with screens, fields, rules, and workflows without a single line of code.

AI-Powered
No-Code
Drag & Drop
Top Security
Auto Workflows
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Explore The Suit
<30 Days to Go-Live | 80% Ops Run No-Code | 30% Lower Lending OPEX | 3x Faster Flow Iterations | 100% Flow Auditability | 85%+ Digital Loan Disbursement | 200+ Credit Flows Automated | BFSI-Trained AI at Core | <30 Days to Go-Live | 80% Ops Run No-Code | 30% Lower Lending OPEX | 3x Faster Flow Iterations | 100% Flow Auditability | 85%+ Digital Loan Disbursement | 200+ Credit Flows Automated | BFSI-Trained AI at Core

Why Banks Choose ezee.ai to Build Credit Journeys

Rulebooks to Real-Time

Update logic, deploy workflows,
stay compliant without code

AI That Knows Lending

Digital Lending Platform pre-trained for 100+ BFSI processes, validations, and data

No-Code with Governance

Business teams own the flow;
IT owns the guardrails

See How It Works

Your Complete Lending Technology Suite

Three powerful platforms that work together to transform how you
build, deploy, automate and manage lending products.

Launch Credit Products in Weeks, Not Quarters

Cut loan processing time by 70%
Boost STP rates by 50%

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Turn Collections into Customer Conversations

Cut collection cycle times by 60%
Handle 10x more accounts

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Optimize, Automate & Accelerate Lending Decision

Launche complex rules in minutes
Reduce decisioning time by 80% with AI

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Supporting Every Asset Type with AI Precision

Our flexible platform powers lending across all asset types with live implementations globally

  • Configure any asset type with drag-and-drop workflows
  • Pre-trained models for each asset class and geography
  • Launch new asset types in days, not months with AI
      Explore Asset Types
      Digital Lending Platform

      Global Footprint

      100+ Customers across 4 Continents, processing $100 million accounts and $2 billion in loans annually

      Trusted by 100+ Banks & NBFCs Across Segments

      Financial institutions globally choose ezee.ai for its unparalleled security, compliance, and AI-driven automation capabilities.

          14 out of 43 RRBs in India Run on ezee.ai

          Enterprise Security & Compliance

          Meeting the most stringent regulatory requirements while enabling innovation

          ISO 27001:2022 Certified

          International standard for information security management systems, ensuring the highest level of data protection.

          SOC 2 Type 2 Compliant

          Comprehensive security controls audit covering security, availability, and confidentiality.

          Bank-Grade Security

          256-bit encryption, multi-factor authentication, and role-based access controls ensure enterprise-grade security and compliance.

          Regulatory Compliance

          Built-in compliance frameworks for RBI, Basel III, GDPR, PCI-DSS, and region-specific lending regulations ensuring faster audits

          Reduced GTM Cycles by 75%

          Head of Lending Technology

          Leading Australian Bank (Australia)

           

          “Our previous credit launch cycles spanned 5–6 months. With lend.ezee, we launched a BNPL product in under 4 weeks—with no backlog and full compliance. Unmatched agility for enterprise-grade delivery.”

          80% Faster Credit Product Launches

          Head of Digital Lending

          Leading Tier-1 NBFC, India (APAC)

           

          “With ezee.ai, we moved from long dev cycles to launching new SME lending journeys in just weeks. The platform empowered our business teams to build and go live—without relying on tech sprints.”

          Launched SME Stack in 28 Days

          Product Head

          Top Gulf NBFC (Middle East)

           

          “ezee.ai enabled us to go live with a fully digital SME loan journey in under a month. The platform’s AI-driven form builder and compliance-checked logic were exactly what we needed.”

          Post-Closing Costs Down 60%

          Collection Head

          Leading NBFC (APAC)

           

          “collect.ezee helped us streamline our workflows, reduce follow-up calls, and cut down post-closing document handling. We now save 100+ hours a month with zero-code automations.”

          Collections ROI Boosted 70%

          Chief Risk Officer

          Debt Recovery Firm (Middle East)

           

          “We moved from unstructured calls to structured, AI-prioritized collection queues. Our team sees higher success rates, and our NPL recoveries have improved drastically.”

          Processing Time Reduced by 90%

          CFO

          Top Collections Agency (Australia)

           

          “With collect.ezee, we introduced self-serve options, automated workflows, and role-based queues. We now close cases in record time—with less effort and more visibility.”

          Decision-Making Time Down 80%

          CIO

          North Indian NBFC (APAC)

           

          “With decision.ezee, we reduced the time to apply new credit rules from weeks to hours. It gave us true agility in rule management—without relying on dev releases.”

          Approval Accuracy Improved by 95%

          COO

          Financial Group (Australia)

           

          “Our team now uses decision.ezee to automate complex eligibility checks. The accuracy, consistency, and auditability of our credit decisions have gone up across product lines.”

          Compliance Logic Embedded End-to-End

          Head of Risk Management

          Top Gulf NBFC (Middle East)

           

          “decision.ezee made it easy for our risk and compliance teams to encode audit-ready rules without code. It’s future-proof, agile, and gives us full control over policy evolution.”

          Real Implementations, Real Results

          See how leading financial institutions launch credit products with unprecedented speed using ezee.ai

          Tier 1 NBFC Launches SME Platform in 28 Days Straight

          Leading NBFC deployed complete SME lending stack with AI-powered risk assessment and automated workflows.

          300% faster processing

          Read Full Case Study

          Regional Bank Automates Gold Loan Processing

          Full gold loan journey with automated valuation, instant approvals, and digital documentation.

          90% reduction in manual tasks

          Read Full Case Study

          Fintech Scales Vehicle Financing with No-Code

          Multi-asset vehicle financing platform with drag-and-drop workflow builder and AI decisioning.

          5x faster product iterations

          Read Full Case Study

          Co-Lending Platform Powers Bank-NBFC Partnership

          Seamless multi-party lending workflows enabling risk sharing and automated reconciliation.

          $100M+ loan volume

          Read Full Case Study
          View All Case Studies

          Lending Innovation, Explained Simply

          Insights from the frontlines of digital lending transformation.

          Loan Origination Software (A-Z)

          Loan Origination Software 101: The Essential Playbook for Scalable Growth

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          Chennai, August 6, 2025 — Ezee.ai recently participated in the SME Finance Marketplace, joining a dynamic virtual session that explored the next chapter of SME lending. The discussion brought together global leaders, including Co-Founder & CEO Rajendra Awasthi, sharing insights on how lending for small and medium enterprises can be faster,…

          Inside a Smart Collection Stack: Must-Have Tools and Integrations

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          Where Collections Fail—and Where They Can Soar If you manage collections at a bank or NBFC, this much is clear: It’s not the DPD count alone that’s keeping you up at night—it’s the ticking clock. Because after 30 days past due, every hour matters. Recovery probability doesn’t just decline—it plummets.…

          How to Choose a LOS That Grows With You

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          Today, offering a loan isn’t just about giving credit. It's about delivering seamless, fast, digital-first experiences that borrowers now expect. But here’s the thing nobody tells you: almost every broken borrower journey can be traced back to one outdated system in the backend—your LOS. Bankers chase disbursal speed, low NPAs,…

          API-Driven Credit Scoring: Plug-and-Play Risk Models for Agile Lenders

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          For decades, lenders relied on monolithic loan origination systems built to support scale and compliance. But those very systems — once considered the backbone of growth — are now turning into barriers. Product launches are delayed by weeks, sometimes months. Updating a credit scorecard requires coordination across multiple teams. Introducing…

          One Loan, Two Journeys: No-Code vs. Low-Code from the Inside Out

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          Launching a new loan product is one of the most cross-functional, high-pressure efforts in modern banking. It’s not just about getting the underwriting logic right. It’s about aligning multiple departments—credit, risk, compliance, operations, legal, product, and technology—under tight deadlines and even higher expectations. Each team brings different priorities to the…

          ezee.ai in Media

          Ezee.ai at FICCI DT9 2025

          Ezee.ai Showcases AI-Driven Innovation at FICCI DT9 2025, Contributing to Tamil Nadu’s Trillion Dollar Economy Roadmap

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          Chennai, August 29, 2025 – Ezee.ai participated in the 9th edition of the Digital Disruption & Transformation International Summit (DT9) organized by FICCI Tamil Nadu State Council, held at Hotel Ramada Inn, Guindy, Chennai. The summit convened key stakeholders from industry, government, and academia to explore how transformative technologies particularly…

          Ezee.ai at SPICON 25

          Generative AI in Action: Ezee.ai Showcases Innovation at SPICON 25

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          Chennai, June 4, 2025 — At SPICON 25, hosted by SPIN Chennai at Hotel Hablis, Ezee.ai reinforced its leadership in Generative Artificial Intelligence by participating as Fintech Sponsor and contributing to the ongoing industry dialogue. The event convened business leaders, innovators, and policymakers to examine how Generative AI is transforming…

          Build Credit Products with AI Speed and Enterprise Security

          From concept to go-live in days, not months. Our platform combines the agility of no-code with the governance and security financial institutions demand.

          Built for Speed

          AI-powered workflows and drag-and-drop builders enable rapid product development without compromising on governance.

          Built by Bankers

          Tuned for Transformation. Designed by those who’ve lived the lending grind, so you skip the guesswork and launch faster.

          Built for Control

          Complete audit trails, role-based access, and automated compliance reporting give you full visibility and control of lending journey.

          See the Platform in Action

          FAQs: What Banking Leaders Must Know Before Adopting Digital Lending Software

          Key considerations banks and NBFCs evaluate before adopting digital lending software

          How does digital lending platform enable banks to accelerate product innovation?

          With configurable workflows and no-code capabilities of Ezee.ai, banks can launch new credit products in days. This removes IT dependencies and legacy bottlenecks. The result is faster innovation cycles that respond quickly to market shifts.

          What strategic advantages does a no-code digital lending platform deliver?

          ezee.ai’s no-code digital lending platform empowers business teams to design and manage workflows independently. It accelerates product launches, ensures compliance adaptability, and reduces reliance on IT or external development. Banks gain agility to respond to market and regulatory changes in real time.

          How fast can enterprises go live with digital lending platform?

          Our no-code framework and pre-built BFSI workflows reduce implementation cycles from years to months. Enterprises often start seeing value within the first quarter. The focus is on speed without sacrificing governance.

          How can banks avoid vendor lock-in with digital lending platform?

          Ezee.ai with exportable workflows, open APIs, and modular architecture. Institutions retain full control of their processes while leveraging vendor innovation. This ensures flexibility for future system changes or integrations.

          What makes a digital lending platform best for banks seeking faster ROI?

          The best digital lending platform for banks is one that combines configurability, AI intelligence, and compliance automation. Ezee.ai enables 4× faster product launches and measurable ROI within the first year of deployment.

          Why should banks trust a digital lending platform company over building in-house?

          Building in-house locks banks into high maintenance, slow upgrades, and dependence on scarce IT talent. A platform company like ezee.ai delivers continuous innovation, regulatory compliance, and enterprise scalability. With modular design, banks adapt quickly to new products and policies. This ensures faster ROI and resilience against changing market forces.

          Can digital lending platform be customised to demonstrate enterprise-grade use cases?

          Yes, platforms offer tailored demos for SME, retail, or embedded finance scenarios. Banks can test platform flexibility against real-world requirements. Decision makers see practical value before large-scale adoption.

          How does a digital lending platform ensure regulatory compliance and audit readiness?

          Digital lending platforms embed compliance frameworks into every stage of the lending lifecycle. Automated audit trails, role-based access, and reporting ensure transparency. Banks can scale with confidence knowing compliance obligations are consistently met.

          Why are SaaS-based digital lending platform solutions preferred for large-scale rollouts?

          SaaS-based digital lending solutions offer zero-maintenance upgrades, faster deployments, and lower TCO. For enterprises running multiple lending products, this model delivers agility without capital-heavy infrastructure.

          What should banks evaluate when integrating digital lending platforms with existing systems?

          A platform must integrate seamlessly with core banking, CRM, and analytics systems. Open APIs and modular architecture prevent deployment disruptions. Smooth integration ensures faster adoption and consistent data flow.